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| + | Assist in creating a livable budget to balance income and expenses. |
| + | Provide specific advice on how to deal with creditors. |
| + | Offer money management and budgeting techniques to help gain control of finances. |
| + | Develop a comprehensive spending plan. |
| + | Create an action plan to become debt free. |
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| + | A unique opportunity to receive a personalized response to questions on subjects such as loans, budgeting, credit reporting, collections, dealing with debt, and much more. E-mail your questions to receive a personal response on these and other financial subjects. |
| + | Advice covering first time home ownership, affordable mortgages and refinancing. |
| + | Post purchase counseling. |
| + | Reverse mortgages – what are they and how do they work? |
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| + | Financial Assessment – A complete financial assessment includes review and analysis of member’s household income, expenses, assets and liabilities. |
| + | A credit counselor takes the time to thoroughly understand and assess current credit and debt issues. |
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