IDENTITY THEFT INSURANCE, MONITORING AND RESTORATION
Included in SAFETYnet™ and SAFETYnet™ PLUS

Identity theft is the fastest growing crime in America — striking millions of victims each year. In a matter of seconds, personal information such as a social security number, a credit card number and/or an address can be stolen and used to obtain a new mortgage, line of credit or additional credit cards.
IDENTITY THEFT INSURANCE
Each member receives up to $25,000 worth of insurance coverage.* This coverage will help members offset some of the costs of restoring their identity to its original status, including:
+Lost wages: $500.00 per week, for 4 weeks maximum.
+Re-filing of loans.
+Defense cost for certain civil and criminal lawsuits.
+Reimbursement of fees: Reasonable and necessary costs incurred in the United States by the insured.


*

Identity Theft insurance not available in New York. Limitations and exclusions may apply.
IDENTITY MONITORING
IDAlert™ monitors the activity associated with an identity across multiple data sources, including:
+ All Credit Bureau Data
+DMVs
+Bankruptcy Lien and Judgment filings
+Utilities
+Public Records
+Private Contributory Databases


 RESTORATION SERVICES
Upon notification of an identity theft incident, paralegals will:
+Consult with the member.
+Send the customized, pre-completed, state specific ID Recovery Kit™.
+Send all necessary electronic notifications.
+Contact all three credit reporting agencies.
+Submit Special Power of Attorney and ID Theft Affidavit to involved creditors.
+Notify the appropriate bank or agency if other forms of identification were stolen.
+Notify local authorities of identity theft incident and help member obtain necessary reports.
+Follow up with creditors, to ensure that the matter has been properly handled.
+Provide fraud resolution, legal and emotional assistance from beginning to end.

Talk to your representative or contact Mike St. Clair, Vice President Financial Affiliates™ at 877-323-6747 or mstclair@finaff.com

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All financial affiliates are independent contractors of Financial Affiliates™. Financial Affiliates™ is a division of Family and Friends Financial™, Inc.
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